If at any time you are aware, or you become aware, that (i) any person or entity possesses or has access to any Provided Item (including, but not limited to, a password or access code) obtained from you, obtained through you or obtained because such person or entity once was one of you and (ii) such person or entity is not one of you (because such Person never was, or has ceased to be, one of you), then (a) you shall immediately terminate the ability of such person or entity to utilize such Provided Item (including, if such item includes a password or access code, terminating the ability of such person or entity to utilize such password or access code) and (b) if you are unable to accomplish the foregoing directly, you shall immediately notify us of such circumstance so that we may take such actions as we may deem necessary or convenient to prevent such person or entity from utilizing such Provided Item.
Disclaimers. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, THE PROVIDED ITEMS ARE PROVIDED TO YOU ON AN "AS-IS" BASIS. NO REPRESENTATION OR WARRANTY, EXPRESS, IMPLIED OR OTHERWISE, IS MADE OR GIVEN TO YOU BY ANY OF THE RELATED PERSONS ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY RELATED TO THE PROVIDED ITEMS (INCLUDING, BUT NOT LIMITED TO, ANY REPRESENTATION OR WARRANTY CONCERNING THE ADEQUACY, ACCURACY, COMPLETENESS, QUALITY, SPEED, AVAILABILITY, REASONABLENESS OR CORRECTNESS OF THE PROVIDED ITEMS, THE ABILITY OF ANY PERSON OR ENTITY TO USE ANY PROVIDED ITEMS IN THE CONDUCT OF ITS BUSINESS OR OTHERWISE, THE RELIABILITY OR SECURITY OF THE INTERNET, THE ABSENCE OF COMPUTER VIRUSES OR OTHER MALWARE OR ANY OTHER ASPECT OR ATTRIBUTE OF THE PROVIDED ITEMS). NONE OF THE RELATED PERSONS MAKES OR GIVES TO YOU ANY REPRESENTATION OR WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT CONCERNING THE PROVIDED ITEMS. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, NONE OF THE RELATED PERSONS SHALL HAVE ANY DUTIES, OBLIGATIONS OR LIABILITIES WHATSOEVER TO YOU ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY RELATED TO THE PROVIDED ITEMS (INCLUDING, BUT NOT LIMITED TO, ANY ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY RELATED TO, ANY ERRORS OR DEFECTS IN THE PROVIDED ITEMS, ANY OMISSIONS FROM THE PROVIDED ITEMS, ANY USE OR PERFORMANCE OF THE PROVIDED ITEMS, ANY INABILITY TO USE THE PROVIDED ITEMS, THE INTERNET'S UNRELIABILITY OR LACK OF SECURITY, THE PRESENCE OF COMPUTER VIRUSES OR OTHER MALWARE OR ANY OTHER ASPECT OR ATTRIBUTE OF THE PROVIDED ITEMS). YOU ARE NOT ENTITLED TO RELY ON THE PROVIDED ITEMS OR THE ADEQUACY, ACCURACY, COMPLETENESS, QUALITY, SPEED, AVAILABILITY, REASONABLENESS, CORRECTNESS OR ANY OTHER ASPECT OR ATTRIBUTE OF THE PROVIDED ITEMS. IF ANY OF THE RELATED PERSONS RENDERS ADVICE OR SERVICES TO YOU, THAT FACT SHALL NOT ALTER OR AFFECT THE PROVISIONS OF THIS DISCLAIMER OR CREATE ANY DUTY, OBLIGATION OR LIABILITY ON THE PART OF ANY RELATED PERSONS. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, NONE OF THE RELATED PERSONS REPRESENTS OR WARRANTS TO YOU THAT THE PROVIDED ITEMS WILL MEET YOUR REQUIREMENTS, THAT THE PROVIDED ITEMS WILL OPERATE AS DESIRED BY YOU, THAT THE PROVIDED ITEMS WILL OPERATE PROPERLY OR SAFELY, EITHER ALONE OR IN COMBINATION WITH OTHER ITEMS, THAT THE PROVIDED ITEMS ARE FREE OF ERRORS OR DEFECTS OR THAT ANY ERRORS OR DEFECTS IN THE PROVIDED ITEMS WILL BE DETECTED, REPORTED OR CORRECTED.
All risks placed with any of the Affiliated Insurance Companies must be placed in accordance with all applicable law. This website may contain information for products that are not available to you. Nothing in this website constitutes an offer to sell, or a solicitation of an offer to buy, any insurance policy. Insurance policies issued by the Affiliated Insurance Companies may only be obtained through an agent or broker licensed in the jurisdiction in which the insurance policy is issued. Please direct your questions to your local insurance professional.
Limitation Of Liability. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, NONE OF THE RELATED PERSONS SHALL HAVE ANY LIABILITY WHATSOEVER TO YOU (AND YOU HEREBY WAIVE ANY CLAIMS YOU MIGHT OTHERWISE HAVE AGAINST ANY RELATED PERSONS) ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY RELATED TO THE PROVIDED ITEMS (INCLUDING, BUT NOT LIMITED TO, DAMAGES OF ANY KIND, WHETHER DIRECT OR INDIRECT AND REGARDLESS OF THE FORM OF ACTION OR THEORY OF LIABILITY, INCLUDING, BUT NOT LIMITED TO, CONTRACT, TORT, NEGLIGENCE, MISREPRESENTATION, BREACH OF WARRANTY, BREACH OF DUTY OR ANY OTHER LEGAL OR EQUITABLE GROUNDS).
NONE OF THE RELATED PERSONS SHALL HAVE ANY DUTIES, OBLIGATIONS, OR LIABILITIES TO YOU UNLESS AND UNTIL IT EXPRESSLY AGREES IN WRITING TO ASSUME THEM.
IN ADDITION, IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF ANY OF THE RELATED PERSONS TO YOU ARISING OUT OF, IN CONNECTION WITH OR IN ANY WAY RELATED TO THE PROVIDED ITEMS EXCEED FIVE HUNDRED DOLLARS ($500).
Change In Website. Information and materials on this website and the manner in which this website functions may be changed or updated at any time and from time to time without notice to you.
Use Of Website. In the course of connecting to or using this website, you may access facilities provided by us, including, but not limited to, information processing and telecommunications systems and storage media. You acknowledge and agree that such facilities are provided solely for the purpose of conducting business with us and will not be used by you for any other purposes. Accordingly, you shall not, and you shall not permit any other persons or entities to, use any such facilities for any purpose other than conducting business with us.
In addition, you shall not, and you shall not permit other persons or entities to, directly or indirectly: (i) access any such facility in any unusual way unless such access is explicitly authorized in advance and in writing by us and such authorization has not been withdrawn; (ii) alter, delete or add to any software, data or equipment in any way related to any such facility (collectively, to "Modify" such facility); (iii) disrupt or otherwise adversely affect or Modify any such facility in any way that might disrupt or otherwise adversely affect (a) the operation of any such facility, (b) the integrity of any software, data or equipment in any way related to any such facility or (c) the security of any such facility, or (iv) export, or re-export from any country, any of the Provided Items or any products of the Provided Items. Without limiting the generality of the foregoing, you shall not, and you shall not permit other persons or entities to, install or use on any such facility any computer virus or other malware.
Ownership Of Content And Intellectual Property. We own this website. All content, icons, trademarks, logos, service marks, trade names, data, graphics, specifications, applications, files, guides, manuals, methodologies, technologies, software, source code, object code, and other intellectual property ("Intellectual Property") are either owned by, licensed by or proprietary to us. Except as otherwise provided herein, your use of this website in no way transfers any ownership or other rights to any of our Intellectual Property. All unpermitted use is strictly prohibited. Unless otherwise provided herein, any information, except for personal data, which you transmit to us through this website via any means shall not be treated as confidential or proprietary and will become our property.
Avoidance Of Infringement. You shall not, and you shall not permit other persons or entities to, disclose to any Related Persons any information or materials that (i) contain confidential information of any person or entity other than such Related Person's own confidential information or (ii) are otherwise subject to any limitations on disclosure or use.
Passwords And Access Codes. You shall not share your passwords or access codes for this website with anyone. You are responsible for the security of your passwords and access codes. You are responsible for any and all use of your passwords and/or access codes by anyone. You acknowledge and agree that any and all interactions with this website using your passwords and/or access codes shall be deemed to be interactions by you and shall be binding upon you.
Legal Fees. In the event we engage an attorney or take legal action to enforce any provision of this Agreement against you, then you shall pay, as incurred, the attorney's fees, disbursements, court costs and other fees, expenses and costs arising out of, in connection with or in any way related to such enforcement.
Defined Terms. Capitalized terms used, but not otherwise defined, in this website that are defined in applicable insurance policy documents (including, but not limited to, applications, declarations, policies, forms, endorsements, riders, exclusions, cancelations, etc.) are used in this website as defined in such insurance policy documents. Capitalized terms used in this website, but not otherwise defined in this website or in any applicable insurance policy documents, are used in this website as normally used in the insurance industry. Definitions contained in other websites (including, but not limited to, other websites that are linked to or linked from this website) are irrelevant to, and shall not be considered when, determining the meaning of any terms used in this website.
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